One wallet for your balancestop-upstransfersChannelsgoals
A mobile wallet for Nigeria, Ghana, South Africa, and Kenya. Hold NGN, GHS, ZAR, and KES, then top up, send, convert, and use sub-wallets, Channels, and Wealth goals in one app.
What you can do in Go Wallet
Everything below maps to real flows in the app — from the home hub through add money, send, convert, wallets, Channels, Wealth, and compliance.
Home hub
Quick actions for Deposit, Transfer, Convert, and Channels — the fastest path to what you do every day.
Add money
Fund your wallet through Go Tag, bank and account-number flows (including market-specific journeys such as ZAR web experiences where applicable), card top-up, request top-up, and USDT with network selection and a clear deposit address.
Send money
Bank transfers, Go Tag transfers, on-chain and address transfers with network selection and QR scanning, internal wallet moves, and transfers between sub-accounts when you need separation without friction.
Convert
Move value between supported wallets, currencies, and assets in a dedicated convert flow built for clarity and control.
Wallets
Main wallet plus sub-accounts — create, manage, invite contributors, set permissions, and use related card experiences where enabled.
Channels
Discover and run creator-style channels: posts, subscriptions, payments, analytics, and management — a social layer on top of payments.
Wealth
An AI-style financial assistant alongside savings goals you can create, fund, and track over time.
Activity, profile & compliance
Transaction history with rich detail, a notifications center, account limits and preferences, tiered verification, KYC steps (such as BVN or NIN where relevant), address capture, and support when you need a human.
Security & deep links
PIN, password, biometrics, two-factor authentication with recovery, and re-authentication after login when the app requires it. Open from custom schemes and configured HTTPS links (including gowallet:// style journeys) for a smoother web-to-app handoff.
Markets
Currency pairson the rails we're building first
Swipe for sample moves. What you can do in the app depends on verification, limits, and partner coverage in your country.
- Live markets
- NG · GH · SA · KE
- Currencies
- NGN, GHS, ZAR, KES
- Top of wallet
- Bank · Card · USDT
Swipe sideways for more pairs
A transfer you can read at a glance
Whether you are sending by bank, Go Tag, or an on-chain address with QR support, Go Wallet keeps the breakdown explicit — fees, FX or equivalent, and what the recipient should see when the credit lands.
- ✓Verification and limits surfaced before you confirm
- ✓Status from funding → processing → credited, with timestamps
- ✓Detail views you can screenshot or share with support
Recipient
🇬🇭 Ghana · Go Tag · @kofi
Status
- Verified & approved
- Debit from wallet
- Convert to GHS
- Credited to recipient
About Go (Go Wallet)
Money that feels as mobile as you are
In stores the app appears as Go. In onboarding and completion screens it is Go Wallet. On this site we say Go (Go Wallet) once — then Go Wallet for clarity.
Go Wallet is mobile money for Nigeria, Ghana, South Africa, and Kenya — NGN, GHS, ZAR, and KES in one app with balances, top-ups, transfers, and conversion. Sub-wallets, creator Channels, and Wealth (goals plus an assistant-style experience) sit alongside verification when required (including liveness), then everyday access with PIN, password, biometrics, 2FA, and push notifications.
For residents and businesses across West, East, and Southern Africa who want one app for local currency wallets, flexible top-ups, domestic and cross-border-style transfers (including crypto / USDT where supported), conversion, and community or creator monetization through Channels.
Built around how people actually pay
- 01Local currencies and rails for Nigeria, Ghana, South Africa, and Kenya — with room to grow the map as partners come online.
- 02One place for balances, top-ups, transfers, conversion, and optional crypto (USDT) where supported — without losing the plot.
- 03Identity verification, tiered limits, and security primitives (PIN, password, biometrics, 2FA) so trust stays ahead of feature velocity.
Frequently asked questions
Straight answers about Go Wallet — before you download or complete onboarding.
Go Wallet is a mobile money and wallet app for Nigeria, Ghana, South Africa, and Kenya. It supports NGN, GHS, ZAR, and KES, and brings balances, top-ups, transfers, conversions, sub-accounts, creator Channels, and a Wealth area with goals and an AI-style financial assistant into one experience.
Join the Go Wallet waitlist
We will email you when invites open.